What Actions Can Be Taken When An Appraiser Uses Strictly Foreclosed Properties To Come Up With My Home Value?

Author: Rob  //  Category: Q&A

I HAD MY HOUSE APPRAISED AND WAS LET DOWN DUE REPOS WERE USED 4 OF 6 COMPS AS IF THEY WERE SOUGHT, RECENT SALES OF HOMES SHOWS 80% OF VALUE IGNORED,JUST IRRATATED NOT LOSING MY HOME!OR BEHIND

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3 Responses to “What Actions Can Be Taken When An Appraiser Uses Strictly Foreclosed Properties To Come Up With My Home Value?”

  1. Daniel Says:

    Ask the bank or Lender have another appraisal done. It would be at your expense, but it may be worth the investment. The thing is they may tell you to jump off because the bank is trying to keep the values down so they are not the ones left holding the bag in the event you or others go into foreclosure and they must buy it back the less they have out the less they will have to eat if that should ever come to pass

  2. Pengy Says:

    Because that is the nature of the worth of the homes in your area. The worth has dropped simply that is what it is. You may feel your home is worth more but the market does not support that at this time

  3. jlf Says:

    Repos are part of the marketplace nowadays. The appraiser has to use available comps – but he/she should be using sale figures (when the REOs resell), not foreclosure loan value.

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